Possible Clues:

• Discover by chance
• Auditor’s punished for discovery
• Discovery made by European leaving Norway behind, going to Germany
• Stumble on bank's final dividend
• Judicially determine how one may be legally punished in hearing
• Penalised, we hear, for discovery
• Be a successful seeker
• See 49-Down
• Root out half of 1 down - it's key!
• Disc over this and get punished for it, by the sound of it