Possible Clues:

• Save your money for a . . . . . . . . - to buy an umbrella?
• 24 hours of wet weather at time of financial need
• One saves up for it
• Time to save for
• You should save your money for this
• Wet time
• Future time of need, metaphorically
• It's a time of need, perhaps, and Ray is outside, in the little yard with a ...
• When one might spend savings always on the ultimate in Bobby Darin compilation
• Time of financial need, metaphorically