| Lower one's APR, perhaps |
REFI |
| Many a mag |
MONTHLY |
| MD for the neck up |
EENT |
| Minor row |
SPAT |
| More unkempt |
SCRUFFIER |
| Noggin |
NOODLE |
| Nonmetallic mufflers |
SCARVES |
| Not cowed by computers |
TECHSAVVY |
| Not fortified against faultfinders |
OPENTOCRITICISM |
| NY home of ''The Starry Night'' |
MOMA |
| Pane holder |
SASH |
| Part of an co-author credit |
ASTOLDTO |
| Pre-Renaissance Florentine artist |
GIOTTO |
| Prose phraseology |
STYLE |
| Python cousin |
BOA |
| Quidditch player's need |
BROOM |
| Quite a bit |
OFTEN |
| Raze |
LEVEL |
| Reading room |
ATHENEUM |
| Recoil |
WINCE |
| Ridicule |
SCOFF |
| Sarah's son |
ISAAC |
| Sci-fi escape vehicle |
POD |
| Seuss' ''If __ the Zoo'' |
IRAN |
| Shake off |
SHED |
| Something to get for a dime |
TENCENTS |
| South African Peace Nobelist |
TUTU |
| Symbols in Tolkien tales |
RUNES |
| Tiny computer graphic |
THUMBNAIL |
| Tom Cruise's ex in ''War of the Worlds'' |
OTTO |
| Too high to measure |
OFFTHECHART |
| Toss around |
STREW |
| UK reference work |
OED |
| What a colon may symbolize |
ISTO |
| Without a clue |
ATSEA |
| Worldwide news agcy |
UPI |
| Yellowstone hrs |
MST |
