Related Clues:

• Needs a loan, maybe
• Can't avoid
• Should (with "to")
• Are advised
• Moral obligation
• Can't pay up
• Hasn't ponied up
• Hasn't repaid yet
• Is obliged to
• Has bills
• Is obligated to
• Has obligations
• Hasn't settled yet
• Is indebted to
• Falls behind, in a way