Related Clues:

• Mrs. Malaprop, vis-a-vis language
• Poor applicant, maybe, doesn't work, traversing sea to France
• Wrongly surmise one's made a poor application
• One giving bad treatment
• Hoarder keeps half a suit: how wasteful he is
• One near engaging us is bad employer
• One thinks about lives one harms
• One guilty of malpractice, stingy type takes us in
• One mistreating another
• Someone cruel near person taking us in
• Stingy person goes around America, one handling things badly
• Complex issue embodied by Mr Harmer?