Possible Clues:

• Good-for-nothing
• Bum
• Layabout
• Layabout lender tormented about need to repay pound
• Irresponsible person born to meet right corker of a girl, we gathered
• Doreen turned out very lazy
• Lazy so-and-so we enrolled needs sorting out
• See red with one disorganised and thoroughly feckless person?
• Unlikely worker we enrolled for training
• A layabout we enrolled unfortunately