Possible Clues:

• "Black Lagoon" menace of film
• The thing is that this can be made true to the race
• Material things or luxuries that make you at ease
• These comforts make life easy
• Animal, carnivore about to be caught by river in Yorkshire
• Life's little pleasures!
• Being in credit, getting article with initial deduction
• Animal or person
• Animal's awfully cute rear
• Animal found with no tail on river