Possible Clues:

• Perhaps saw advantage withdrawing money
• Maybe saw if you do this it'll produce goalless draw?
• Chisel, knife or gouge, e.g
• Chisel from eg Toledo is broken
• Chisel or axe
• Chisel or knife, say
• If 11 across was a cutter it would not be like this
• One applied to a grindstone
• Chisel, e.g.
• Implement with one or more cutting sides